• Icyizere gike:
   Abaguzi benshi batinya ko ibyo babonye ku mafoto atari ko bimeze mu buryo bugaragara. Kwishyura mu ntoki bituma umukiriya abanza gusuzuma ko ibicuruzwa bimeze neza mbere yo gutanga amafaranga ye.
• Umutekano w'imibare:
  Hari abakinya gutanga imibare y’amakarita yabo ya banki cyangwa imibare y'ibanga ya Mobile Money ku mbuga batizeye neza, batinya kwibwa.
• Gucungira hafi umutungo:
  Kwishyura mu ntoki bituma umuntu yumva ko agenzura amafaranga ye kugeza ku munota wa nyuma, cyane ko hari igihe ibicuruzwa bitinda kugera ku muntu cyangwa ntibinagereyo.
• Kutamenya neza ikoranabuhanga:
  Nubwo Mobile Money ikoreshwa cyane, uburyo bwo kuyihuza n'imbuga (Payment Gateway integration) hari igihe bugorana cyangwa bukagaragara nk'uburebure cg ubusaba inzira nyinshi abantu batamenyereye ku muntu ushaka guhita  yishyura vuba ibyo amaze guhaha.

Wasoma n'iyi: Ibikoresho by'ikoranabuhanga bishobora kuzamura ubucuruzi buto

• Ikwirakwira rya Mobile Money:
  Kuba abanyarwanda benshi bafite MoMo ni intambwe ikomeye yakworoshya e-commerce hateguwe uburyo bwo "Gufatira amafaranga" (Escrow services) aho ayo wishyuye aguma hagati, akaza guhabwa umucuruzi ari uko umukiriya amaze kwemeza ko yakiriye ibintu bye neza.
• Imihanda n'Aderesi:
  Gahunda yo gushyira amazina ku mihanda n'aderesi z'aho abantu batuye (Physical addressing system) yoroshye akazi k’abamotari n’abandi bakora ibyo kugeza ibintu ku bantu (Delivery).
• Urubyiruko rwinjiye mu ikoranabuhanga:
  Abaguzi benshi bashya ni urubyiruko rumeze neza kandi rusobanutse mu gukoresha smartphones, bityo bakaba boroherwa no kwakira ubu buryo bushya vuba.

1. Kugaragaza ubunyangamugayo (ibyo ubonye ni byo uhawe).
2. Kworoshya uburyo bwo gusubiza ibicuruzwa (Return Policy) igihe bitujuje ubuziranenge.
3. Gukoresha uburyo bw'ikoranabuhanga bubanza gufatira amafaranga (Hold funds) bikizeza umukiriya ko nayatanga atayatakaje.

1. Icyizere ni ryo faranga rya mbere: Kugira ngo ubucuruzi bwa E-commerce butere imbere mu Rwanda, abacuruzi bagomba kumva ko "ubunyangamugayo" ari bwo bufite agaciro kurusha ikoranabuhanga bakoresha. Umukiriya naba afite icyizere cy’uko ibyo yabonye ku ifoto ari byo ari buhabwe mu ntoki, bizatuma areka kwishyura CoD(Cash on Delivery) ahubwo akoreshe MoMo cyangwa ikarita kuko biba byihuta.
2. Ikoranabuhanga rigomba koroha: Leta n’ibigo by’imari bagomba gushyiraho uburyo bwa "Escrow" (aho amafaranga abanza gufatwa ariko ntahite agera ku mucuruzi kugeza umukiriya amaze kwemeza ko yakiriye ibintu bye). Ibi byatuma umukiriya yizera ko amafaranga ye adapfuye ubusa, n’umucuruzi akizera ko umukiriya afite amafaranga koko.
3. Guhindura imyumvire: Ubu buryo bwa CoD buzagenda bugabanuka uko abantu barushaho kumenya gukoresha imiyoboro y’imari itanyuza amafaranga mu ntoki (Cashless Economy), ariko bizasaba ko abacuruzi bakosora amakosa yabo (nk’igihe bohereje ibintu bitari byo).
   E-commerce mu Rwanda ifite amahirwe menshi kubera ubwinshi bw'urubyiruko n'ikwirakwira rya internet, ariko Cash on Delivery izaguma ari "ikiraro" kugeza igihe umubano hagati y'umuguzi n'umucuruzi uzaba ushingiye ku bupfura kurusha kwishisha.